What is the Pensionado Visa
With this program, every person who has a lifestyle pension can obtain permanent residency. If this condition is met, the program is quite accessible as it stipulates a minimum of $1000 a month and it allows you to add dependents.
how to qualify for the Pensionado Visa
Prove having a lifetime pension
If you can prove to have a lifetime pension of at least $1000 a month, you become eligible.
The pension can come from government or private sources.
A Straightforward Path to Residency
Panama offers retirees an affordable yet luxurious lifestyle, stunning locations, and a fast-track residency process through property ownership.
Comprehensive support through every step of the visa process.
Enjoy Exemption from Property Taxes, discounts, and a high quality of life.
We handle paperwork and legal procedures for your convenience.
Unlock the Benefits of Retiring in Panama
Mundo can offer you high-end units in state-of-the-art developments. One of our projects includes a senior living program which is ideal for retirees.
High Quality of Life and Tax Benefits
Make Panama your Home and Enjoy a Peaceful Retirement With World-Class Amenities
Stunning Landscapes and a Cost of Living that Suits your Budget.
Advantages of the Pensioner Visa
why Panama is better than Florida ?
In Panama, you can access the same lifestyle as you would in any of Florida's retirement living resorts but at much lower prices and with excellent advantages.

Discounts for retirees
By law, retirees access discounts on healthcare, entertainment, transportation, and many other key services.

Lower costs and high lifestyle
Your lifetime savings will be worth more in Panama since it has lower costs than Miami, NY, London, or Sydney, and you will be accessing the same lifestyle level.

World-class capital
Panama City is a cosmopolitan advanced capital with everything one needs for modern life including shopping malls showcasing the best brands, advanced facilities, and recreational parks.

Amazing surroundings
The beach is one hour away whether in the Caribbean or the Pacific Ocean and further there are many other beaches, islands, and even mountain landscapes in Boquete where you can enjoy cooler temperatures.

A Gateway to a Rewarding Retirement
Panama’s Pensionado Visa is globally recognized as one of the best retirement programs, offering retirees permanent residency and exceptional benefits. Enjoy discounts on healthcare, travel, dining, and more while living in a country that combines modern infrastructure with stunning natural beauty.
Embrace Panama’s warm climate, friendly communities, and low cost of living to create your dream retirement.
benefits of retiring in panama
Frequently Asked Questions
What is the Pensionado Visa, and who qualifies for it?
The Pensionado Visa is a special residency program for retirees who receive a minimum monthly pension of $1,000 from a government or private institution. It’s designed to make retiring in Panama easy and rewarding.
How long does it take to obtain the Pensionado Visa?
The process typically takes 1-6 months, depending on the completion of your documentation and government processing times. Our team ensures everything is submitted promptly to avoid delays.
What documents do I need to apply for the Pensionado Visa?
You’ll need proof of your monthly pension, a clean criminal background check, a valid passport, and additional documents. Don’t worry – we’ll guide you through the exact requirements step by step.
Can my spouse or dependents be included in my Pensionado Visa application?
Yes, your spouse and dependents can be included. You’ll need to provide their legal documents, such as marriage or birth certificates, and an additional $250 monthly pension for each dependent.
Do I need to live in Panama full-time after obtaining the visa?
No, the Pensionado Visa does not require you to reside in Panama full-time. However, you must visit periodically to maintain your residency status.
What benefits do Pensionado Visa holders receive in Panama?
Pensionado Visa holders enjoy incredible benefits, including discounts on healthcare, transportation, dining, entertainment, and utility bills, plus tax exemptions on imported household goods.
Can I purchase property in Panama as a Pensionado Visa holder?
Yes! Pensionado Visa holders can buy property in Panama without restrictions. We can help you find your dream home to make your retirement even more enjoyable.
How can your team help me throughout the process?
Our team provides end-to-end support, including consultation, document preparation, application submission, and assistance in settling in Panama. From obtaining your visa to finding your ideal property, we’re with you every step of the way.
Who We Are
At Mundo Expert, we specialize in guiding individuals and families through the process of obtaining the Panama Pensionado Visa, a program designed to offer retirees a secure and rewarding path to residency. With years of experience and a deep understanding of Panama’s immigration system, we provide expert support to ensure a smooth and stress-free experience tailored to your unique needs.
Our team of seasoned professionals, including legal advisors and relocation experts, is dedicated to helping you take full advantage of the benefits the Pensionado Visa offers. From tax exemptions and discounts on medical services, travel, and entertainment to the opportunity to live in a safe, welcoming country with a low cost of living, we make it our mission to help you unlock all the advantages Panama has to offer.

Contact Us
Thanks to our tight connections with experts, agents, and advisors in different jurisdictions, our team of experts can guide you through every step of the process. Feel free to reach out with any questions and learn how we can assist you in fulfilling your objectives.